Clover EFTPOS2026-10-13T12:55:30+11:00

A better deal on EFTPOS

FOR IGC MEMBERS

IGC has partnered with Clover to give IGC members access to a powerful payment and business platform at a highly competitive rate.

  • 0.45% blended transaction fee (incl. GST)
  • Including AMEX
  • $0 terminal rental
  • Free replacement warranty with a 4 hour average SLA
  • Same day settlement
  • 7 days a week for all card types
  • No lock in contract
  • The flexibility to use Clover without being tied into a long term contract

Please note that this offer is available until 24th December 2026.

MORE THAN JUST AN EFTPOS

Clover combines payments, point of sale technology and business management tools in one connected system.

Depending on your needs, Clover can help you:

Take payments

Accept major cards, contactless payments and mobile wallets, with fast refunds, returns and exchanges.

 Track sales

Access real time sales information and reporting, helping you understand what is selling, when you are busiest and how your business is performing.

 Manage inventory

Track products and stock levels, with tools designed specifically for retail businesses.

Manage your business

Access employee management, customer engagement, reporting and other business tools through the Clover platform.

Apps as you need them

Clover has an extensive App Market and integrations, allowing you to add functionality as your business grows.

Designed to make life easier

5am to 11pm support, 7 days a week

Help when you need it, including assistance with setup and troubleshooting.

SIM enabled

Stay connected without relying solely on your store WiFi.

MOTO enabled

Take Mail Order and Telephone Order payments when your customer is not in the store.

Clover Capital

Eligible businesses can access funding of up to $500,000.

Easy setup

Clover promotes quick setup, with approved systems designed to get businesses taking payments within days.

Frequently Asked Questions

Are there any other fees or charges apart from the 0.45% transaction fee?2026-09-15T12:12:42+10:00

Chargebacks (refunds, etc.)

Is there any monthly minimum fee?2026-09-15T12:12:54+10:00

No.

Are setup, installation and delivery free?2026-09-15T12:13:08+10:00

Yes, Clover will cover this.

How easy is it to switch from our current EFTPOS provider?2026-09-15T12:13:23+10:00

Same day, and simple.

Can we keep our existing business bank account?2026-09-15T12:13:42+10:00

Clover can settle to any account.

How does the installation and setup process work, and how quickly can we be up and running?2026-09-15T12:13:52+10:00

Longest process is the KYC/AML which is down to the partner submitting everything. Set up is within 72 hours once approved.

How does the SIM connectivity work if our internet or WiFi goes down?2026-09-15T12:14:02+10:00

It’s automatic.

How does the 4-hour average replacement SLA work if the terminal fails?2026-09-15T12:14:12+10:00

The retailer calls Clover experience and they book it in.

Does the 0.45% rate include AMEX, MOTO, refunds and all card types?2026-09-15T12:14:24+10:00

Yes.

How does same day settlement work, including weekends and public holidays?2026-09-15T12:14:34+10:00

Every day.

Works with your retail systems

Clover currently integrates with Univex.

Integration with Tower Systems is expected over the coming months. In the meantime, Tower Systems retailers can utilise Linkly.

Designed to make life easier

IGC is continually looking for ways to deliver real commercial value to independent garden retailers.

This partnership gives IGC members access to:

  • A highly competitive 0.45% blended rate (incl. GST)
  • $0 terminal rental
  • Same day settlement
  • Strong customer support
  • Reliable connectivity.
  • A broader business platform that can grow with your business

Ready to make the switch?

Apply for the IGC Clover Offer.

If you are an IGC member, complete the application form below.

The Clover team will contact you to discuss your requirements and help you get started.

Please be advised this offer is only available through until 24th December 2026.

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